Unified Loan System · Legal

SMS Opt-In & Consent

Unified Loan System, a DBA of California Mortgage Solutions, Inc. · Last updated: June 9, 2026.

This is the SMS opt-in presented to borrowers during account signup at /borrower/signup — on the final “Review & accept” step, directly below the phone-number field — and in the loan application (Step 10, “Disclosures & Consent”). Consent to receive text messages is optional, the boxes are unchecked by default, and it is not required to create an account or use the service.

SMS Notifications (OPTIONAL)

Consent to receive text messages is not required to create an account or use the service. Choose any combination of the categories below.

Security & authentication messages (Optional)I agree to receive security & authentication text messages from Unified Loan System (California Mortgage Solutions, Inc.) at the phone number provided — 2FA codes, account-security alerts, and security messages. Message frequency: 5-10/month. Message and data rates may apply. Reply STOP to opt out, HELP for help.Loan status & operational updates (Optional)I agree to receive loan status & operational update text messages from Unified Loan System (California Mortgage Solutions, Inc.) at the phone number provided — loan-status notifications, document requests, and lender communications about my active loan file. Message frequency: 5-15/month. Message and data rates may apply. Reply STOP to opt out, HELP for help.Document, closing & e-sign reminders (Optional)I agree to receive document, closing & e-sign reminder text messages from Unified Loan System (California Mortgage Solutions, Inc.) at the phone number provided — e-sign requests, closing date reminders, and document-signing notifications. Message frequency: 2-8/month. Message and data rates may apply. Reply STOP to opt out, HELP for help.

Unified Loan System Privacy Policy·Unified Loan System Terms of Service·SMS Terms

What you are agreeing to

When you provide your mobile number during account signup (or in your loan application) and check one or more of these boxes, you agree to receive recurring transactional SMS text messages from Unified Loan System (California Mortgage Solutions, Inc.) for the categories you select — for example one-time security/login codes, loan-status updates, and document, closing & e-sign reminders.

Message frequency varies by category and by activity on your loan file (typically 2–15 messages per month per category). Message and data rates may apply. Reply HELP for help or STOP to cancel at any time. Carriers are not liable for delayed or undelivered messages. We do not send marketing or promotional texts, and we never sell, rent, or share your mobile number or SMS opt-in data with third parties.