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Unified Loan System · Legal

Privacy Policy

Last updated: June 2, 2026.

1. Introduction

Welcome to California Mortgage Solutions d/b/a Unified Loan System (“we,” “our,” or “us”). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services.

2. Information We Collect

We collect information that you voluntarily provide to us when you:

  • Register on the website
  • Submit loan applications or documents
  • Contact us for support
  • Participate in surveys or promotions

This may include names, email addresses, phone numbers, financial information, and employment details necessary for loan processing.

3. How We Use Your Information

We use the information we collect or receive to:

  • Facilitate account creation and logon process
  • Process loan applications and underwriting
  • Send you administrative information
  • Protect our services and legal rights
  • Respond to legal requests and prevent harm

4. Sharing Your Information

We may share information with third parties that perform services for us or on our behalf, including data analysis, email delivery, hosting services, customer service, and marketing assistance. We do not sell your personal information to third parties for their own marketing purposes. See our sub-processor list for the specific vendors we work with.

5. Data Security

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.

6. Mobile Information & SMS Data

If you provide a mobile phone number and affirmatively opt in to SMS messaging during signup, in your account settings, or as part of your loan application, Unified Loan System will send you transactional text messages related to your account and active loan file (authentication codes, loan-status updates, e-sign requests, and account-security alerts).

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

See our SMS Communications Terms for the full message-program description, opt-out keywords, frequency, supported carriers, and consent-revocation details.

7. Google User Data

When you connect your Google account, Unified Loan System requests read-only access to your Gmail (gmail.readonly) and access to your Google Calendar events(calendar.events). We use read-only Gmail access solely to import a sample of your own recently sent emails to train a personalized writing-style model so our AI assistant can draft messages in your voice; we never send, modify, or delete your email. We use Calendar access solely to create and read events for scheduling within your loan workflow.

Unified Loan System’s use and transfer of information received from Google APIs adheres to the Google API Services User Data Policy, including the Limited Use requirements.

We do not sell Google user data, use it for advertising, or transfer it to others except to provide these features, comply with applicable law, or as part of a merger or acquisition. You can revoke access at any time by disconnecting Google in your settings or via your Google Account permissions, which deletes the stored email samples.

8. Contact Us

If you have questions or comments about this policy, email us at support@verispect.ai.

See also the Terms of Service, Master SaaS Agreement, Data Processing Agreement, and SMS Terms.

    Privacy Policy · Unified Loan System